Terms and Conditions

Last updated: January 2024

1. Acceptance of Terms

By accessing and using the Tier One Essentials website (tieroneessentials.com), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website or services.

2. Services Description

Tier One Essentials is a direct business lending company operating in the financial services industry. We provide working capital loans, term loans, lines of credit, equipment financing, and revenue-based financing to qualified businesses. All funding is subject to approval and underwriting criteria.

3. SMS/Text Message Terms

By opting in to SMS communications from Tier One Essentials, you agree to receive text messages sent via an automatic telephone dialing system (ATDS). Messages may include funding application updates, account notifications, promotional offers, and other information related to our direct lending services.

Consent is NOT a condition of purchase. You are not required to agree to receive SMS messages in order to obtain any product, service, or funding from Tier One Essentials.

Message and data rates may apply depending on your carrier and plan. Message frequency varies based on your account activity and preferences. You may opt out at any time by replying STOP to any message. For assistance, reply HELP or email info@tieroneessentials.com.

We do not share your phone number, ATDS consent, or SMS opt-in data with third parties for marketing purposes. Your information is used solely for the purposes described in our Privacy Policy.

4. Eligibility

Our services are available to businesses operating within the United States. You must be at least 18 years old and have the legal authority to enter into a binding agreement on behalf of your business to use our services.

5. Application and Approval

Submitting an application does not guarantee funding approval. All applications are subject to our underwriting process, credit review, and verification procedures. We reserve the right to decline any application at our sole discretion.

6. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Tier One Essentials and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or modify any content without our prior written consent.

7. Limitation of Liability

Tier One Essentials shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services. Our total liability shall not exceed the amount of fees paid by you to us in the twelve months preceding the claim.

8. Disclaimer

The information provided on this website is for general informational purposes only and does not constitute financial advice. We recommend consulting with a qualified financial advisor before making any business funding decisions.

9. Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States. Any disputes arising from these terms shall be resolved through binding arbitration.

10. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this website. Your continued use of our services constitutes acceptance of any modifications.

11. Contact

For questions about these terms, contact us at:
Email: info@tieroneessentials.com
Website: tieroneessentials.com